Introduction
How To Verify Paypal Without A Credit Card: Verifying your PayPal account is a good idea if you want to receive payments in more ways and protect yourself and our customers from fraud.
Find a credit card without an annual fee.
If you don’t have a credit card that doesn’t charge an annual fee, then it’s time to start shopping around.
There are several reward cards available that have no yearly fee. You can also use your debit card if it doesn’t charge an annual fee.
If you still need help finding one, call the company to see if they will waive the fee for verification purposes or offer another kind of incentive for getting verified.
Only use the card to verify your PayPal account.
When you use a debit or prepaid card to verify your PayPal account, only use it for PayPal. Don’t use the card for other purchases until you can take out money from your checking or savings account. You cannot pay bills with this card or go out and buy things with it. The reason is that when the transaction goes through, PayPal will send money directly from your bank account into theirs via ACH (Automatic Clearing House).
This means that if there isn’t enough money in your account at that moment, they’ll charge overdraft fees. And possibly even close/open new accounts on their end if they see suspicious activity on one of yours. It’s best practice not to risk any of these things happening by making any purchases during this process except those related specifically towards verifying yourself as being who you say you are. So that way everything works smoothly later on down the line. When transferring funds back out again safely without having any issues arise due because someone else has access now too!
Make sure your PayPal account is verified.
You’ll need to add a bank account or credit card to verify your account. When you do this, PayPal will ask for the card’s number and security code information. If you’re using a debit card, they may also ask permission to withdraw money from your checking account as part of the verification process (to check that it’s yours).
It’s important to remember that if you don’t have any other option besides adding a credit or debit card, it will go on file with PayPal. This means that anyone with access to their system can see those details and use them in some way (like buying things online). So be careful!
Select whether to link your account to a credit or debit card.
If you don’t have a credit card, you can use one of your existing cards to add funds to your PayPal account. You will need a card that has enough money on it, and that is not expired. If you don’t have any credit cards, you may be able to get one online or at a store in your area.
For this method to work well:
- Choose a card with a high available balance (so it won’t be rejected)
- Choose a debit or prepaid card with no annual fee (credit cards often have annual fees)
Fill in the required fields like number, expiration date, etc.
Now you’ll have to fill in all of the required fields. Remember to fill in the CVV number (the 3 digits on the back of your credit card). Using a fake credit card is against PayPal’s terms and conditions, and you will be banned from using PayPal if you do so.
You’ll also need to enter all your details, like name and address, but don’t use a fake name or address on either!
Enter the code sent by PayPal and click on “Add Card.”
- Enter the code sent by PayPal and click on “Add Card.”
- The code will be sent to your email address.
- The code may only be used once.
Verify your PayPal with your debit card
If you don’t have a debit card or prefer not to use it, you can verify with a credit card. Enter the information from your credit card into PayPal’s website, prompting them to send an authorization code. Enter that code when prompted, and then confirm your card by entering the confirmation number sent to your email address.
You may need to wait up to 24 hours for PayPal’s system to process these steps before making purchases on their site, with no limits on how much money can be spent in that period (so long as there are funds available).
Add your debit card information.
You’ll need to enter your card number, expiration date and security code on the back of your card.
You can use any debit card or bank account with a Visa or MasterCard logo. You’ll also need to enter your name as it appears on the card and your billing address and phone number.
Confirm your debit card by entering the code sent by Paypal or the issuing bank.
- Log into your PayPal account by visiting the website.
- Select the “Payment options” option from the left menu bar, then select “Add or remove payment methods” from this page.
- Add a debit card as a payment method by entering your bank account details (account holder name and routing number). You may also need to enter an email address associated with your bank account, but this step may not be required depending on your card type and which bank issued it.
Learn how to verify PayPal with a bank account
To verify your PayPal account using a bank account, follow these steps:
- Log into your PayPal account at the PayPal website.
- Click on “Wallet” in the top left of any page on the site to open up your wallet and access all of your payment methods and tools that you can use to send or receive money from others around the world, including a credit card, debit card or bank account (or combination).
- Select “Link a Bank” under Account Security & Preferences next to where it says “Verify Your Account.” This will take you to a secure screen where you’ll enter information about your bank account so that PayPal can verify it as legitimate so that when someone sends money through their service, they know it’s coming from an actual person with one of these kinds of accounts set up beforehand rather than someone who might be trying to scam them out of their hard-earned cash!
Log in to your PayPal account and click on “Wallet.”
- Log in to your PayPal account and click on “Wallet.”
- Select “Link a Bank.”
- Enter the requested information about your bank.
- When asked, check for small deposits into your bank account and enter them into PayPal’s website.
Select “Link a Bank” and enter the requested information about your bank.
The first step is to select the bank you want to link. If you already have an account with PayPal, select it from the drop-down menu.
Next, enter your bank’s name and address.
After entering this information and clicking Next, your bank account will be verified by PayPal automatically. It would be best if you waited until they confirmed that everything is okay with your bank account before being able to withdraw money from it or make payments through PayPal.
When asked, check for small deposits into your bank account and enter them into PayPal’s website.
PayPal does not send you a physical card, so your only option is to verify your account by making small deposits into your bank account. PayPal will then send these deposits back to your bank account after they are verified, so you must refrain from spending any money on them!
These deposits will appear as pending transactions in your online banking portal and can only be used for testing purposes. They won’t be visible on the printed statement that either PayPal or your bank provides. Still, suppose you enter them manually into the appropriate field on Pay Pal’s website (as instructed during verification). In that case, it should help complete verification without waiting for another deposit from PayPal.
Verifying your account allows you to receive payments in more ways and helps protect both you and our customers from fraud.
Once you verify your account, you can accept payments from customers who don’t have PayPal accounts. You’ll also be able to receive payments in more ways, including:
- Direct bank transfers
- Bank account withdrawals at an ATM or bank teller window
- Withdrawals at stores that use the Money Network terminal network (such as MoneyGram and Western Union)
- Purchases made by check
Conclusion
That’s it! You should now be able to verify your PayPal account without a credit card.